Whatever level of insurance you choose, our range of additional products mean you can complement your cover so you’re looked after whatever the situation. Just ask one of our agents to talk you through the benefits. All of these covers can be paid for annually, or added to your monthly payment plan.
Motor Legal Protection
To make sure that all of our customers experience the same level of claims service, irrespective of the insurer they choose, we include Motor Legal Protection with all our policies. This provides up to £100,000 to help you recover financial losses that may arise from a non-fault claim, such as lawyers’ fees, compensation for personal injury claims, expenses relating to repair costs and recovering your excess. To make sure you’re not left without a car after an accident that wasn’t your fault, you’ll also get assistance arranging a suitable courtesy car if yours is off the road.
Policy Wording
Breakdown Cover
We offer a range of breakdown policies from local rescue to full Europe-wide cover, so whatever your budget, you can be confident that you’re covered, wherever and whenever you need it.
Roadside Assistance – roadside repair, or you and up to 7 passengers will be taken to the nearest garage.
Home Call – in case your car breaks down before you’ve left home.
Alternative Onward Travel or Overnight Accommodation – if your car can’t be fixed by the roadside, and you’re more than 50 miles away from home, you’ll be provided with a hire car for up to 48 hours or £100 worth of hotel accommodation.
Our breakdown cover will also cover vehicles up to 20 years old! Just look at the table below to see which level of cover is best for you:
Benefits |
Roadside Assistance |
Motor Assistance UK Only |
Motor Assistance UK & EU |
|
£45.95 |
£65.95 |
£74.95 |
Roadside Assistance - 10 Mile Limit |
|
|
|
Misfuelling Cover |
|
|
|
Roadside Assistance & Nationwide recover Service |
|
|
|
Homecall |
|
|
|
Alternative Travel or Accomodation |
|
|
|
Message Relay |
|
|
|
Alternative Driver |
|
|
|
Accident Hospitalisation |
|
|
|
European Cover |
|
|
|
Policy Wording
Windscreen Cover
Want windscreen protection without the cost of upgrading to comprehensive cover? If you've chosen to buy a third party only or third party fire and theft policy you won’t have windscreen cover, but with this stand-alone windscreen cover policy you can protect yourself against windscreen damages that can make your car unsafe to drive, or cause you to fail your MOT, for just £36.95 for the year.
Cover provides up to £500 worth of replacement costs in a 12 month period.
Policy Wording
Excess Recovery Cover
Our unique excess recovery cover will refund all or part of your excess in the event of a claim.
Most car insurance policies will have an excess which you’ll have to pay if you claim against your own policy for an accident, a theft or fire, or an incident where there is no third party to claim from. Adding just £36.95 to your policy would mean a reimbursement of £350 of your excess, which in many cases may mean you lose nothing at all! Other options below.
An economical way to bring down your insurance premium. If you’ve been offered a lower premium at the expense of a higher excess, or if you’ve chosen to increase your voluntary excess to reduce your premium, excess reimbursement cover will give you peace of mind knowing that you can claim back the amount of excess that you decide to protect, should you make a claim. Better still, you wouldn’t be out of pocket in a situation where there was no third party to claim from.
Amount of Excess Covered | Price |
£350 |
£36.95 |
£500 |
£51.95 |
£750 |
£67.95 |
£1,000 |
£82.95 |
£1,500 |
£108.95 |
Policy Wording
Personal Accident Cover
With most car insurance policies providing only a limited amount of cover for personal injuries, it’s good to know you have extra cover when you might need it most. So at only £29.95 for the year, our personal accident cover is a cost effective way to ensure that you and your passengers are covered in the event of a death or serious injury.
Key benefits include:
- Payments of up to £30,000 each for the policy holder, named drivers and any passengers injured.
- Payments are made whether the claim is fault or non-fault
- Covers road or traffic incidents such as getting in or out of the insured vehicle, and assault and road rage linked to an accident.
- Payments will be made in addition to any other payout you receive from your motor insurance policy.
Policy Wording
Gadget Cover
Gadget Cover
The cost of replacing lost, stolen or damaged gadgets can quickly mount up, so at £41.95 for the year, our gadget cover could be the most cost effective way for you to protect your valuables. Cover includes protection for a wide range of electrical items including mobile phones, iPhones, sat navs, laptops, tablets, iPads, iPods, cameras, camcorders, and Kindles.
Benefits of Gadget Cover
- Protects your valuables inside or outside of your vehicle, meaning you can claim for gadgets without having to pay your car insurance excess, or risk losing your no claims bonus.
- Avoid claiming on your household contents insurance; replace your gadgets without having to pay a large household policy excess and possibly increase your renewal premium.
- Can be a cost-effective alternative to a separate mobile phone insurance policy!
Policy Wording
Car Hire
Make sure you’re not stuck if your car is off the road after an accident or theft.
Your insurance company may provide you with a courtesy car if an accident wasn’t your fault, but in the event of a fault claim or an accident where there is no third party to claim from, you are unlikely to be provided with a replacement car. With this product you’ll be provided with up to 21 days car hire, or money towards transportation costs, regardless of whether the claim was your fault or not, for just £31.95 for the year.
Policy Wording